Boat Loans and RV Loans from Chesapeake Financial

If You Have A Credit Scores 690 or Higher, You Will Get The Best New & Used RV Loans and The Best New & Used Boat Loans From a National Lender with Over 30 Years Experience

Are you at a time in your life when boating or the RV experience is calling to you? Are you ready to make the purchase? 


At Chesapeake Financial, we are not just boat loan and RV loan experts, we are boating enthusiasts and passionate about RV travel. We want to get you out on the water or exploring the open road as quickly as possible!

As a knowledgeable National Lender based in Annapolis, MD we are dedicated to helping you embrace the lifestyle and travel opportunities that await with a new boat or RV. We offer boat loans and RV loans starting at $20,000 for both new and used models. If you have a good credit score, you can be approved right on the spot by applying either online or by giving us a call.

After filling out our simple-to-use application you’ll get an answer within 24 hours. Some approvals will be given instantly. We offer flexible RV loans and boat loans, but more importantly, we guarantee you that there are no other lenders who can assist you like the dedicated team at Chesapeake Financial.


We’re committed to protecting your credit while offering you an easy application and approval process. Before you know it, you’ll have the lifestyle you desire and deserve.

Apply Today

Are you ready to get the boat or RV of your dreams? Apply online, give us a call, or contact us to get started! Your new boat or RV is waiting for you, and we will help get you there.


Responses to applications will be received within 24hrs!

Ready to get started?

Apply for a New Boat Loans or New RV Loans Today!
Outstanding Customer Service
Lindasy B.
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Chesapeake Financial helped us with the purchase of our fifth wheel. They were so easy to work with. We worked with Phil who is very personable and professional. He is knowledgeable and is easy to work with as well. He walked us through step by step of the entire process when we traded in our camper for a fifth wheel. He was able to get us approved quickly with the same lender who we previously had on the camper we were trading in. He is easy to get ahold of and will always responds to email or voicemail in a timely manner. I would recommend Chesapeake financial to anyone and we will use them again in the future. We were happy to help support a small business!!
Sergio G.
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Great company to do business with and would refer anyone needing a boat loan over to them. Very knowledgeable and will go the extra mile to get you the best rate. Couldn't be more pleased.
Vito M.
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Phi is a pleasure to deal with. I have financed two boats with him and he has always made it an easy, quick process. I would highly recommend contacting Phil when shopping for your boat financing.
Richard R.
Richard R.
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Most of us, at one time or another, will need to apply for some type of loan. Car, home, boat, motorcycle, etc. I have also noticed the larger the loan the deeper the inquiries of my financial position I need to disclose to the potential lender. I just remind myself; it is a process. A few months ago, my wife and I decided to purchase another RV and we needed a loan. After some research we decided to make a phone call to Chesapeake Financial and see what they could do for us. The person who answered the phone was Phil Colonna President of the company. After a short but informative conversation, we decided to apply for a loan and proceeded online. The entire process was completed in a couple of days with phone conversations and updates. We were completely satisfied with the outcome and the way Phil completed the loan. Phil was completely upfront with us about the loan process including transfer of funds. Phil Colonna of Chesapeake Financial and we will do business again! Thanks again Phil.
Robert B.
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Chesapeake financial services was by far the most professional loan company that I have ever dealt with. I dealt with Phil who was very professional and responsive everything was done so quickly for my purchase of my mobile home. I am sure that I will deal with this company in the future, and again thanks again Phil.
Glenn M.
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All I have to say is Amazing!! This is my second boat loan with Phil and he is just great to work with. Chesapeake Phil makes it happen!
Rick D.
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Happy with our boating purchase with Chesapeake financial.
Inissha H.
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AMAZING!!!! I had the pleasure of working with Phil. He is very knowledgeable and took his time to explain the process thoroughly. Phil was able to secure a good interest rate and loan terms. I will definitely use his services in the future! Thanks, Phil!

We Supply RV and Boat Loan Rates That Work for You

What makes Chesapeake Financial your go-to National Lender for new and used boat and RV loans? We are able to provide financing for almost anyone, regardless of:

Even if you’re self-employed, we can still find the best boat or RV loan that works for you. You can’t beat our customer service. We have a simple five question process when you call us to get prequalified. And that’s not all.

We have many years of experience working with clients who have unique financial situations or have trouble providing proof of income. You will not automatically be turned down because of it. We actually take the time and do the work to see if we can qualify you. That’s the beauty of working with us versus a bank.

We have a vast array of loan programs at our disposal. All it takes is a good credit score and we can get you a loan. Chesapeake Financial develops a comprehensive one-on-one relationship with each and every one of our clients, offering the finest service available to ensure all needs are met during the financing process. We breakdown each rate, payment, loan period, and more, so you feel confident moving forward with your new purchase. You will know your credit will be protected and that your payments will be entirely within your reach. Simply put, we treat you like family.

Chesapeake offers both RV and boat loans with fixed interest rates starting at 3.99%. Interest rates can also depend on product valuation, credit score, and debt-to-income ratios. Give us a call to discuss your options, or fill out the online application to get started right now. Please be advised that good credit is required for preferred rates and terms.

Apply for a New or Used Boat Loan or a New or Used RV Loan and
Get a Response Today

Chesapeake Financial is happy to provide fast and secure approvals the same day. Instant approval can happen right on the spot for units that are 2016 or newer. All answers are guaranteed within 24 hours, so you won’t be left waiting and staring at the model of your dreams — you’ll be picking it up before you know it.

We also offer refinancing options for RV loans and Boat loans beginning at $75,000 and up. If you are interested in obtaining a better interest rate on your existing boat loan or RV loan, talk to us about the options available to you.

Chesapeake Financial offers a fast and simple online application process, or you can give us a call at 877-787-6764 if you want to discuss the details of your loan. If we’re out of the office and unable to answer your call, we’ll return your message the same day — no waiting around for a response to your questions, we promise to get you the answers you need with minimal delay. With an easy-access online application, our National Lenders can work with you where-ever you are. All coming from the lender with the best boat loan rates and the best RV loan rates.

What sets our boat loan and RV loan services apart is how we show up for our clients to help make your new loan process simple, quick, and easy to understand. It’s a big decision, and it should be treated as such with prompt, knowledgeable responses from a team with over 40 years of experience that you can trust.

boat financing available

What Does a New or Used Boat Loan with Chesapeake Financial Look Like

Interested in getting a new or used boat loan? Chesapeake Financial has the options that will work for your budget! We offer the best boat loan rates available.



Our boat loans start at $20,000 and go up to $25-Million. We cover:


  • Bow Riders
  • Bass Boats
  • Cuddy Cabins
  • Center Consoles
  • Full Cabin
  • Sport Cruisers
  • Sail Boats
  • Catamarans
  • Trimaran Boats
  • Cruisers
  • Yachts
  • Power super yachts
  • Sail super yachts We offer the best boat loan rates available. 

Looking for more information on what boats we do and do not cover under our boat financing? Check out our new and used boat loans service page for more information to make sure your dream boat is covered!

Chesapeake Financial is available to finance a boat loan for model years 2006 and newer. If you are interested in obtaining a used boat loan for an older model, we can consider those on a case-by-case basis, taking into consideration the size of the loan, the age of the vessel, and your credit scores. We work with you through every step of the boat loan process, so do not assume your boating dreams are out of reach until you discuss your options with us today. 

Boat financing from Chesapeake Financial is provided for broker, dealer, and private sales. We do not typically require income verification for most boat loans under $100,000.00 on units 15 years old and newer; and up to $125,000.00 on model years 2016 and newer.

Got a question on what our boat financing can do for you? Give us a call to discuss your model, income, budget, credit score, and more! We will try to always make sure we find a positive solution for your new or used boat loan in Annapolis, Maryland. We have some of the best boat loan rates on the market.

What Does RV Financing Look Like with Chesapeake Financial?

Exploring the country with your family, friends, or just yourself is best done from the comforts of an RV, and we are equipped to get you there. We offer the best RV loan rates available.



Our New RV loans start at $20,000 and go as high as $2-Million.  We cover:


  • Motor Homes
  • 5th Wheels
  • Travel Trailers
  • Toy Haulers
  • Towable Campers
RV under the stars

Curious if our RV financing will cover the make and model you’re looking at? Check out our new and used RV loan service page to get more information on what years and models we cover with our RV financing.

If you have questions about a new RV loan, or even a used RV loan, give us a call! We promise to return your call the same day if we happen to be out, so leave a message and we’ll get you the answers you need to secure the financing that fits your budget.

We offer RV loans on model years 2006 and newer. Older diesel model years are considered on a case by case basis and can vary with the size of loan, the age of the vehicle and your credit scores. We will accommodate broker, dealer and private sales for RV financing.

Chesapeake Financial does not typically require income verification for most RV loans under $100,000 for units 15 years old and newer, and up to $149,999 on units 2016 and newer. If you have questions about your qualifications, we are happy to answer any questions.

Talk to us about the model and year you are looking at for a new or used RV loan, and we will help ensure you get the road RV loan interest rate that fits your budget. If you are ready to begin today, fill out our online application and receive a response in 24-hours — the open road is closer than you think, and we will get you there.

RV and Boat Financing with National Lenders With a Strong History

Easy Online Application

Our simple online application allows you to apply for a boat loan immediately, without worying about your credit safety. Your credit confidentiality is our top priority

Fast 24hr Response

Whether you apply online or give us a call, we won’t leave you waiting and wondering; get a response within instantly or within 24 hours so you can prepare to get the boat or RV you desire

Flexible Financing
We work with clients with various financial backgrounds so we can always work towards a positive solution no matter what your budget is
Years of Experience
With over four decades of experience and a positive reputation, we ensure that your financial needs are handled and you feel confident making your boat purchase

Chesapeake Financial is in our 31st year of business with over 40 years of combined total experience and expertise. We have continued to be successful and grow both nationally and in the locally in the Annapolis Maryland area because we are passionate about what we do and concerned about doing the best we can for our clients. We offer the best boat loan rates and the best RV loan rates out there.

Offering RV loans and competitive Boat Loans is also about providing you, our clients and community, with useful information while you navigate the loan process and prepare for new journeys and adventures.

As avid boaters and RV explorers ourselves, we are happy to help others embrace their passions, too. Our goal will always be to get you on the water or behind the wheel fast with financing that fits your budget.

Chesapeake Financial is an equal opportunity boat loan and RV loan lender. Your credit and security are our primary concerns and we will always ensure you are equipped to handle your new loan. Independently operated and owned, we arrange low rate loans so your payment fits your budget. This means we make it possible for anyone with a boating or RV dream to achieve their goal – we will work with you to make it happen successfully.

If you have questions, please call our office toll free at 877-787-6764 for answers and additional information from our friendly and knowledgable staff. If you’re ready to apply now, check out our free online loan application to get a head-start on your new boating or RV lifestyle.

Ready to get started?

Apply for a Boat or RV Loan Today!