Are you at a time in your life when boating or the RV experience is calling to you? Are you ready to make the purchase of your life? Can you begin to feel the excitement build?
At Chesapeake Financial, we are not just boat loan and RV loan experts, we are boating enthusiasts and passionate about RV travel. We want to get you out on the water or exploring the open road as quickly as possible!
As a knowledgeable National Lender based in Annapolis, MD we are dedicated to helping you embrace the lifestyle and travel opportunities that await with a new or used boat or RV. We offer boat loans and RV loans starting at $20,000 for both new and used models. If you have a good credit score, you can be approved right on the spot by applying either online. Still need help? Please give us a call with any questions. 877-787-6764
After filling out our simple-to-use application you’ll get an answer within 24 hours. Some approvals will be given instantly. We offer flexible RV loans and boat loans, but more importantly, we guarantee you that there are no other lenders who can assist you like the dedicated team at Chesapeake Financial.
We’re committed to protecting your credit while offering you an easy application and approval process. Before you know it, you’ll have the lifestyle you desire and deserve.
What makes Chesapeake Financial your go-to National Lender for new and used boat and RV loans? We are able to provide financing for almost anyone, regardless of:
There are several key considerations before buying a boat or RV. These are important steps that you need to think about before you let someone pull your credit report.
Credit Report Score: Do you have at least a 690+ credit score? Remember, the better the score, the more likely you’ll be able to purchase at a better interest rate. A 690 score is the bare minimum but that isn’t the only credit consideration. You may not know your credit score, and that’s fine. However, you can obtain your score at a small charge to you through any of the big three reporting agencies. It’s better than letting a lender do a hard pull as it is not considered an inquiry when you look at your own score..
Credit Track Record: It’s one thing to have a great credit score, but it’s another to have the record to prove it. Do you have a recent, steady record of payments? Payment history that is recent is much more valuable than history from years past. If your payment history is recent and solid, then you could have a greater eligibility to make your purchase.
Valuation of the boat or RV: It’s one thing if your credit is in great shape, but is your potential purchase worth the loan amount? Vehicle or vessel valuation is a big factor in a lender’s decision. If the valuation doesn’t meet the loan amount, then a lender will have no choice but to decline your request or not give you what you require to complete the purchase. How do you determine the boat or RV valuation? Give us a call and we’ll be happy to help.There are no obligations or pressure to act.
Solid Liquidity Position: Do you have accessible funds? In other words, cash in the bank. This could even mean investments, IRAs, 401Ks and or other forms of liquidity. Especially on large loans over $100,000.00, a lender will want to see a solid financial position in order to lend money. Even though you’re financing the boat or RV, you want to have financial backing to help the lender see that you are able to keep up with the payments.
Chesapeake Financial will take special care to ensure that your credit score isn’t tarnished needlessly. We go to great lengths to ensure that valuation and your financial position are in place prior to running your credit. Please call us with any questions you may have about these suggestions. We’d be happy to chat.
Maybe you have never owned a boat before or possibly you’re a seasoned boater. Either way, if you are looking for a boat loan from a reliable and top-of-the-line lender experienced in all of the aspects of the boat loan process, look no further.
As a national boat loan provider, we are number one in providing new and used boat loans nationwide. Boat loans that protect your credit file and fit your budget are the name of the game at Chesapeake Financial.
We are boat loan experts who also share the passion for boating that you do. Our goal is to provide our clients the boat of their dreams with the least amount of inconveniences as possible.
We’re just as concerned with staying within your financial limits and protecting your credit security as you are. You just won’t find better service or a personal relationship for boat loans, and that goes for anywhere in the country. Our boat loans range from $20k – $22 Million.
Interested in getting a new or used boat loan? Chesapeake Financial has the options that will work for your budget! We offer the best boat loan rates available.
Our boat loans start at $20,000 and go up to $25-Million. We cover:
We offer the best boat loan rates available.
Looking for more information on what boats we do and do not cover under our boat financing? Check out our new and used boat loans service page for more information to make sure your dream boat is covered!
Chesapeake Financial is available to finance a boat loan for model years 2006 and newer. If you are interested in obtaining a used boat loan for an older model, we can consider those on a case-by-case basis, taking into consideration the size of the loan, the age of the vessel, and your credit scores. We work with you through every step of the boat loan process, so do not assume your boating dreams are out of reach until you discuss your options with us today.
Boat financing from Chesapeake Financial is provided for broker, dealer, and private sales. We do not typically require income verification for most boat loans under $100,000.00 on units 15 years old and newer; and up to $125,000.00 on model years 2016 and newer.
Got a question on what our boat financing can do for you? Give us a call to discuss your model, income, budget, credit score, and more! We will try to always make sure we find a positive solution for your new or used boat loan in Annapolis, Maryland. We have some of the best boat loan rates on the market.
Chesapeake Financial specializes in new and used RV loans. We work within your budget, protect your credit, and evaluate your income to best match you with a new RV loan that fits your needs. We are a national lender with an easy online application, fast response times, and unmatched customer service. You’ll find it’s truly a pleasure to do business with us.
Our New RV loans start at $20,000 and go as high as $2-Million. We cover:
Our qualified and experienced team members are not just financial experts, we are passionate about RV travel. We know RVs and are experts in the loan process.
When you are ready to begin, you can apply for an RV loan on our website. We are also available to assist you with your RV loan over the phone, and we will return your call on the same day if you happen to catch us out of the office. All you have to do is leave a voicemail. We’ll call you back the same day you call us.
With a promised response in 24-hours or less and sometimes even an instant approval, all you need is a high credit score and you’ll be pre qualified in no time. What are you waiting for? Your RV loan is waiting for you, and we want to help you get it.
We assure you, obtaining an RV loan is quicker than you think, so give us a call to discuss your situation with us today. You’ll be on the open road before you know it.
Our simple online application allows you to apply for a boat loan immediately, without worying about your credit safety. Your credit confidentiality is our top priority
Whether you apply online or give us a call, we won’t leave you waiting and wondering; get a response within instantly or within 24 hours so you can prepare to get the boat or RV you desire
Even if you’re self-employed, we can still find the best boat or RV loan that works for you. You can’t beat our customer service. We have a simple five question process when you call us to get prequalified. And that’s not all.
We have many years of experience working with clients who have unique financial situations or have trouble providing proof of income. You will not automatically be turned down because of it. We actually take the time and do the work to see if we can qualify you. That’s the beauty of working with us versus a bank.
We have a vast array of loan programs at our disposal. All it takes is a good credit score and we can get you a loan. Chesapeake Financial develops a comprehensive one-on-one relationship with each and every one of our clients, offering the finest service available to ensure all needs are met during the financing process. We breakdown each rate, payment, loan period, and more, so you feel confident moving forward with your new purchase. You will know your credit will be protected and that your payments will be entirely within your reach. Simply put, we treat you like family.
Chesapeake offers both RV and boat loans with fixed interest rates starting at 3.99%. Interest rates can also depend on product valuation, credit score, and debt-to-income ratios. Give us a call to discuss your options, or fill out the online application to get started right now. Please be advised that good credit is required for preferred rates and terms.
We provide loans on new and used boats and RVs. A loan approval depends on the various circumstances of your situation, including how old the boat or RV is, your credit score, the down payment, the loan amount, and other factors.
We also offer 100% financing on 2017 or newer models as long as the loan amount is under $49999.00 with proper valuations. Check out our boat loans and RV loans page for more information.
Chesapeake Financial is proud to provide fast and secure same-day approvals. Instant approval can happen on the spot for units that are 2017 and newer. All answers are guaranteed within 24 hours, so you won’t be left waiting and staring at the model you want—you’ll be picking it up and on your way to adventure.
We also offer refinancing options for RV loans and boat loans beginning at $75,000 and up. There are many reasons why someone may want to refinance.
No matter what your reason is for refinancing, we can help you get the loan you want. Give us a call and we’ll discuss your available options.
At Chesapeake Financial, our application process is simple. You can either apply online or give us a call if you want to discuss the details of your loan. If we’re out of the office, be sure to leave us a message. We’ll return your call the same day.
We promise to get you the answers you need with minimal delay. We work hard to uncover every possible loan option that you may be qualified for so that our national lenders will approve you.
We take your business seriously by offering the best boat loan and rv loan rates possible. This is a big decision. It should be treated as such with prompt, knowledgeable responses from a team with over 40 years of experience that you trust.