Boat Loans & RV Loans from the # 1 in Affordable Options Nationwide
Over 36 years in business
Competitive Rates
Boat and RV Loans from $25000 +
Models Years from 2007+ In The Majority Of States
No-doc Stated Income Loans
Excellent Customer Service
Instant Approvals
No Prepayment Penalties
Bad Credit Boat and RV Loans
Why Choose Chesapeake
for your
Boat Loans
and RV Loans
Quick Approvals & Excellent Customer Service
We provide prompt decisions, with responses typically issued within 24 hours. You will not be left wondering about the status of your application—our team is readily available by phone and committed to responsive service. Applications submitted before noon Eastern Time are generally reviewed the same day, while those received after noon are typically answered by noon on the next business day.
Awesome Rates and Even Better Terms
Our boat and RV loans offer competitive rates and terms of up to 20 years. Most of our loans do not require proof of income, making the process streamlined and convenient for loan amounts up to $200,000. Reduced documentation requirements help simplify the experience from start to finish.
Lightning Fast Funding
With more than 35 years of experience, we know how to move your closing process forward quickly and efficiently. Our loans can be used for dealer, broker, and private-party purchases. We can typically disburse funds within one to two business days by wire or check, so you can complete your purchase and get on your way.
Get On the Water or Behind the Wheel Quickly
Our team will guide you through every step of the buying process. We also provide assistance with registration, titling, and obtaining insurance for your investment, allowing you to focus on enjoying your new purchase. Our goal is to help you get on the water or the open road as quickly and smoothly as possible.
Self-employed / No-doc / Stated Income Loans
If you are self-employed and looking for a boat or RV loan without the hassle of traditional income verification? At Chesapeake Financial, we specialize in no-income-verification financing designed to help qualified buyers get the boat or RV they want.
A no-doc loan does not require standard income documents, such as tax returns, pay stubs, or W-2s.
Many lenders require larger down payments or charge higher rates for self-employed borrowers. Not here. Chesapeake Financial offers a more flexible approach, with interest rates and terms that stay the same.
With 36 years of experience, we understand the challenges self-employed borrowers face. If you have strong credit but limited income documentation, we offer financing options for loans up to $199,000.
Bruised or Bad Credit?
Have past financial challenges been difficult to manage? Did unexpected circumstances affect your credit scores? Chesapeake Financial may be able to help.
If you can document your income and are back on track, we’re here to talk through your options.
Bad things happen to good people every day. Let us show you an alternative path to getting the boat or RV you want, even if you’ve declared bankruptcy.
A recreational merchandise loan may go a long way to rebuilding your credit while moving forward. Life is short. It may be time to take the plunge or hit the road in a boat or RV of your dreams.
We have loans as large as $150,000.00 for a boat or $100,000.00 for an RV. It’s time to make that call.
Debt to income ratios and credit scores are the number one problem for qualifying for a boat loan. But not here at Chesapeake Financial. If you have good credit, we’ll get you a loan. We will work to ensure that every possible option is considered before making a loan determination. Our fast and secured process also ensures that you’ll receive a response from us within hours but in the majority of cases, the same day you apply. We’ll go farther to qualify you for a boat loan than anyone. When a Banks say “No”, we’re just getting started!
Our Boat Loan Benefits
- Competitive interest rates
- Loans starting at $25,000
- No income verification on most loans up to $200,000.00
- Approvals within hours and sometimes minutes
- We finance boats up to 20 years in age. (conditions apply for boats older than 15 years old)
Our Lending Perks
- Call us today to pre-qualify over the phone in 5 question!
- We work with dealers, private parties, and brokers
- Buying process guidance and assistance so you don’t overpay
- We counsel you with the titling and registration of your boat.
- Self-employed borrowers usually don’t require proof of income.
- Loans up to $299999 without proof of liquid assets
If you have any questions about current interest rates and terms or questions about our boat lending process, please contact us today. Our team will be happy to answer any of your questions and assist! We strive to make the boat loan process as seamless as possible so you can spend more time on the water!
Now you get to do it in style. Navigating the twists and turns of RV financing isn’t easy these days. However, we are here to make it quite simple. We can help establish the proper loan to value so that you don’t pay too much for that RV. After 36 years, we know what to do step by step in the adventure of buying an RV. Between the trials of titling to getting insurance, Chesapeake has the solution. Our team will be happy to answer any of your questions and assist! We make the RV loan process as seamless as possible so you can spend more time behind the wheel!
Our RV Loans Benefits
- Rates as low as 6.74%
- Loans starting at $25,000
- No income verification on RV loans up to $200,000.00
- Instant approvals and always within hours
- We finance RVs up to 15 years in age.
- Montana LLCs are available under the full documentation program with conditions.
Our Lending Perks
- A quick call and you’ll be hitting the road in no time
- We finance loans for dealer, private parties, and broker transactions
- Assistance in the buying process to make it seamless
- If you’ve never titled an RV, we can help
- Self-employed? We offer no-doc loans which mean no proof of income necessary.
- Loans up to $299999 without proof of liquid assets.
If you have any questions about current interest rates and terms or questions about our RV lending process, please contact us today. Our team will be happy to answer any of your questions. We strive to make the RV loan process as seamless as possible so you can spend more time on the road!
