New Boat Loans and New RV Loans Made Quick and Simple

New RV and New Boat Loans Experts with Over 30 Years Experience

Are you at a time in your life when boating or the RV experience is calling to you and you’re ready to make the purchase? At Chesapeake Financial, we’re not just boat loan and RV lender experts, we’re boating enthusiasts and passionate about RV travel, and we want to get you out on the water and exploring the open road as quickly as possible!


We are knowledgeable lenders dedicated to helping you embrace the lifestyle and travel opportunities that await with a new boat or RV. We offer new boat loans and RV loans starting at $20,000 for new and used models! With a good credit score, you can be approved sometimes on the spot for newer models, applying either online or by giving us a call.


With easy applications, fast responses, and flexible RV and boat loan interest rates, there’s no other boat and RV loan lender who can assist you like the dedicated team at Chesapeake Financial. We protect your credit and keep you secure while offering you the lifestyle you desire that matches your budget.

Apply Today

Are you ready to get the boat or RV of your dreams? Apply online, give us a call, or contact us to get started! Your new boat or RV is waiting for you, and we will help get you there.


Responses to applications will be received within 24hrs!

Ready to get started?

Apply for a New Boat Loans or New RV Loans Today!

New RV and New Boat Loan Rates That Work for Your Budget

What makes Chesapeake Financial your go-to lender for new and used boat loans is that we are able to provide financing for almost anyone, regardless of:

If you are self-employed, we can find the right boat or RV loan rate that works for you and we’re equipped to help your application process go smoothly. We’re experienced with working with clients who have unique needs providing proof of income, and we won’t turn you away because of it.


The team at Chesapeake Financial develops a comprehensive one on one relationship with each and every one of our clients, offering the finest service available to ensure all needs are met during the financing process. We breakdown each rate, payment, loan period, and more so you feel confident moving forward with your new purchase, knowing your credit will be protected and the payments entirely within your reach.


We offer RV and boat loan fixed interest rates starting at 4.24%. Interest rates can also depend on income, credit score, and employment status. Give us a call to discuss our options some more, or fill out the online application to get started.

Apply for a Used Boat Loans or Used RV Loan and Get a Response Today

Chesapeake Financial is happy to provide fast and secure approvals the same day. Instant approval can happen right on the spot for units that are 2015 or newer. All answers are guaranteed within 24 hours, so you won’t be left waiting and staring at the model of your dreams — you’ll be driving to pick it up before you know it.


We also offer refinancing options for RV loans and Boat loans beginning at $75,000 and up. If you are interested in obtaining a better interest rate on your existing boat or RV loan, talk to us about the options we have for you.


Chesapeake Financial offers a fast and simple online application process, or you can give us a call if you want to discuss the details of your loan. If we’re out of the office and unable to answer your call, we’ll return your message the same day — no waiting around for a response to your questions, we promise to get you the answers you need with minimal delay.


What sets our boat loan services apart is how we show up for our clients to help make your new loan process simple, quick, and easy to understand. It’s a big decision, and it should be treated as such with prompt, knowledgeable responses from a team you can trust.

boat financing available

What Does a New or Used Boat Loan with Chesapeake Financial Look Like

Interested in getting a new or used boat loan? Chesapeake Financial has the options that will work for your budget!


Our boat loans start at $20,000 and go up to $25-Million. We cover:


  • Bow Riders
  • Bass Boats
  • Cuddy Cabins
  • Center Consoles
  • Full Cabin
  • Sport Cruisers
  • Sail Boats
  • Catamarans
  • Trimaran Boats
  • Cruisers
  • Yachts
  • Power super yachts
  • Sail super yachts

Looking for more information on what boats we do and do not cover under our boat financing? Check out our new and used boat loans service page for more information to make sure your dream boat is covered!


Chesapeake Financial is available to finance a boat loan for model years 2006 and newer. If you are interested in obtaining a used boat loan for an older model, we can consider those on a case by case basis, taking into consideration the size of the loan, age of the vessel, and your credit scores. We work with you through every step of the boat loan process, so do not assume your boating dreams are out of reach until you discuss your options with us today. 


Boat financing from Chesapeake Financial is provided for broker, dealer, and private sales. We do not typically require income verification for most boat loans under $100,000.00 on units 15 years old and newer; and up to $125,000.00 on model years 2016 and newer.


Got a question on what our boat financing can do for you? Give us a call to discuss your model, income, budget, credit score, and more! We will try to always make sure we find a positive solution for your new or used boat loan in Annapolis, Maryland.

What Does RV Financing Look Like with Chesapeake Financial?

Exploring the country with your family, friends, or just yourself is best done from the comforts of an RV, and we are equipped to get you there.


Our New RV loans start at $20,000 and go as high as $2-Million.  We cover:


  • Motor Homes
  • 5th Wheels
  • Travel Trailers
  • Toy Haulers
  • Towable Campers
RV under the stars

Curious if our RV financing will cover the make and model you’re looking at? Check out our new and used RV loan service page to get more information on what years and models we cover with our RV financing.


If you have questions about a new RV loan, give us a call! We promise to return your call the same day if we happen to be out, so leave a message and we’ll get you the answers you need to secure the financing that fits your budget.


We offer RV loans on model years 2006 and newer. Older diesel model years are considered on a case by case basis and can vary with the size of loan, the age of the vehicle and your credit scores. We will accommodate broker, dealer and private sales for RV financing.


Chesapeake Financial does not typically require income verification for most RV loans under $100,000 for units 15 years old and newer, and up to $149,999 on units 2016 and newer. If you have questions about your qualifications, we are happy to answer any questions.


Talk to us about the model and year you are looking at for a new or used RV loan, and we will help ensure you get the road RV loan interest rate that fits your budget. If you are ready to begin today, fill out our online application and receive a response in 24-hours — the open road is closer than you think, and we will get you there.

RV and Boat Financing with a Strong History

Easy Online Application
Our simple online application allows you to apply for a boat loan immediately and you will receive a response within 24hours
Fast 24hr Response
Whether you apply online or give us a call, we won’t leave you waiting and wondering; get a response within 24hours so you can prepare to get the boat or RV you desire
Flexible Financing
We work with clients with various financial backgrounds so we can always work towards a positive solution no matter what your budget is
Years of Experience
With over four decades of experience and a positive reputation, we ensure that your financial needs are handled and you feel confident making your boat purchase

Chesapeake Financial is in our 30th year of business with over 40 years of combined total experience and expertise. We have continued to be successful and grow in the local Annapolis area because we are passionate about what we do and concerned about doing the best we can for our clients.


Offering RV loans and competitive Boat Loan Rates is also about providing you, our clients and community, with useful information while you navigate the loan process and prepare for new journeys and adventures.


As avid boaters and RV explorers ourselves, we are happy to help others embrace their passions, too. Our goal will always be to get you on the water or behind the wheel fast with financing that fits your budget.


Chesapeake Financial is an equal opportunity boat loan and RV loan lender. Your credit and security are our primary concerns and we will always ensure you are equipped to handle your new loan. Independently operated and owned, we arrange low rate loans so your payment fits your budget. This means we make it possible for anyone with a boating or RV dream to achieve their goal – we will work with you to make it happen successfully.


If you have questions, please call our office toll free at 877-787-6764 for answers and additional information from our friendly and knowledgable staff. If you’re ready to apply now, check out our free online loan application to get a head-start on your new boating or RV lifestyle.

Ready to get started?

Apply for a Boat or RV Loan Today!